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Highlights from a Rate Increase Survey
total of 20 companies participated in the survey, representing 65 percent of LTC premium in the United ... United States. This article highlights some of the findings from this survey, along with additional considerations ...- Authors: John Hebig
- Date: Jan 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
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Landing Spots: Offsetting premium increases through changes to inflation protection
Landing Spots: Offsetting premium increases through changes to inflation protection ... Discussion of landing spots and alternative options available to insureds at the time of an LTC rate ...- Authors: Michael Bergerson, John Hebig
- Date: Dec 2016
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Benefit Reductions to Offset LTC Premium Increases: Evaluating Options
Benefit Reductions to Offset LTC Premium Increases: Evaluating Options Description of ... Options Description of benefit reduction options that are available to insureds at the time of a rate increase ...- Authors: John Hebig
- Date: Aug 2015
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
Preserving actuarial equivalence may require adjusting the premium charged for a given benefit option in a ... equivalence would always be preserved, in the real world of LTC benefits, doing so is somewhat more complex ...- Authors: John Hebig, Michael Bergerson
- Date: Apr 2017
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance